Milk Money (1994)

Young Frank and his pals get an idea for the ultimate in excitement. They decide to pool their savings, bicycle to the nearby Big City, and hire some woman of the streets to strip for them. Things do not work out that simply, but they do meet V, a Hooker With A Heart Of Gold, who ends up giving them a ride home. Soon she is living in Franks treehouse, unbeknownst to Franks widowed father Tom, who thinks she is one of Franks teachers. Soon, however, the evil Waltzer comes looking for V.